Free tool
Bankruptcy Myth Check
"Bankruptcy will ruin my credit."
"Everyone will know that you have filed for bankruptcy."
"You will lose everything that you own."
"You are a bad person for filing bankruptcy."
"You can pick and choose what to put into bankruptcy."
"It's hard to file for bankruptcy."
"You will never be able to own property again."
"Both you and your spouse have to file bankruptcy together."
"You can only file for bankruptcy once."
"Filing bankruptcy causes more family trouble and divorce."
These tools provide general educational information only and do not constitute legal advice or create an attorney-client relationship. Individual circumstances vary.
Other free tools
Bankruptcy Options Explorer
Answer six questions and see which parts of Chapter 7 and Chapter 13 relate to your situation.
OpenProperty Exemption Estimator
Add up what you own and compare it against the federal wild-card exemption used in most Pennsylvania cases.
OpenDebt Collector Conduct Check
Identify collector behavior that is worth reviewing with an attorney, including conduct after a bankruptcy filing.
OpenFree consultation
Let's find out where you actually stand.
Your first conversation with an attorney to understand and evaluate your case is complimentary. In person in Dunmore or Wilkes-Barre, or entirely virtual.